Credit Card Debt Free - Would You Take a Lower Credit Score to Become Credit Card Debt Free;

debts.com/articleImages/6.jpg" />A credit card debt free life is a guarantee of a stress free life. This I can say with a lot of conviction because I have seen a lot of people who go through a lot of stress just because they have a lot of card bills waiting to be paid. This stress keeps building up with the passage of time. In order to get credit card debt free, you will have to take certain concrete measures which may have a bit of negative effect!When it comes to achieving financial freedom one has to weight his or her available options. Currently there are better options available than ever before. Recession has opened many new options to become credit card debt free other than filing bankruptcy.Bankruptcy is what should be considered as the last option as it not just lowers your credit scores but make you ineligible for any future loans. But in case of a debt settlement although you do get a lower score but it does not totally wreck your credit history.Choosing the lesser evil is always the best option. With bankruptcy you totally destroy your credit score, while in case of a debt settlement your score will be lowered but with passage of time you can recover this loss. But the most important thing is that you will be able to become credit card debt free faster and in a safe way with a future for more loans and credit card usage. On the other hand, filing bankruptcy would definitely end your card usage for good. No bank ever lets a person get a credit card who has a history of bankruptcy.So the better option is to get your credit score lowered to become credit card debt free but keep other options open for future while getting stress free very quickly.To avail this option you will have to contact a debt relief network that operates in your area. This you can locate over the internet. You can get further guidance through free debt counseling and get connected to a relief service provider. The debt relief companies carryout negotiations with banks and get you the best reduction in your bill.In my opinion getting a lower score is a very small price that you will have to pay for a very huge profit in form of monetary relief and mental sanity!If you have credit cards or other unsecured debt over $10k you will be eligible to eliminate up to 70% of this through a credit card debt settlement. CreditCardDebtNegotiations.com will provide legitimate debt relief help and free counseling for consumers. They are one of the largest and most respected debt relief networks on the marketplace and can help you eliminate unsecured debt. Free Debt Advicecontact us for free debt advice = 8886916918